Financial Services for Empowering Every Family
Let's plan your brighter future!
About Us
We are here to serve you
Dhanavikas Souharda Cooperative Society, registered in 2017 in Bangalore, focuses on financial inclusion for underserved populations. It serves over 1000 members with professional management, offering more than 10% interest on deposits and loans starting at 12% per annum.
Our Promise: Fair rates, fast service, transparent processes, and genuine care for every member.
Customized Financial Products
Customized Savings & Credit Products at Dhanvikas help members grow disciplined savings while accessing affordable, flexible loans. Designed for women, SHGs, and families, our tailored solutions support business growth, emergencies, and long-term financial security.
WHY CHOOSE DHANVIKAS?
💚 MEMBER OWNED & OPERATED | Every member is an owner. Your voice matters in how we operate.
⚡ QUICK APPROVAL | Loan approval within 24-48 hours for existing members. Simple paperwork.
📊 TRANSPARENT PROCESSES | No hidden charges. All fees clearly communicated upfront.
👥 COMMUNITY FOCUSED | We're your neighbors, not a distant corporation. We understand local needs.
💰 COMPETITIVE RATES | Better interest rates than banks and NBFCs for both savings and loans.
📱 EASY ACCESS | Simple documentation. No discrimination. Accessible to all community members.
MEMBERSHIP BENEFITS |
✓ Access to low-interest loans and credit |
✓ High-interest savings and deposit products |
✓ Financial literacy training programs |
✓ Insurance linkage (optional) | ✓ Dividend on surplus profits |
✓ Democratic participation in cooperative decisions |
✓ Community welfare fund support |
✓ Priority access to new products and services |
HOW TO JOIN |
Step 1 | : Visit our office with identity and address proof |
Step 2 | : Complete membership form (free) |
Step 3 | : Make initial share contribution (₹500–₹1,000) |
Step 4 | : Activate your account and start saving or borrowing |
Testimonials
"Dhanvikas gave me a loan in 2 days. The staff was so helpful and transparent. No hidden charges!"
— Lakshmi, Member since 2023 |
"My FD interest (10%) is much better than my bank account (4%). Highly recommend!"
— Ramesh, Member since 2024 |
"As a cooperative member, I feel like an owner, not just a customer. Love the community feel!"
— Priya, Member since 2023 |
*Building Trust. Creating Prosperity. Empowering Families.
